5 Best Places for Retiring Overseas
Ambergris Caye, Belize
Have you always dreamt of moving to a tropical place where you will no longer have to deal with the burden of shoveling snow and having to bundle up to endure the cold temperatures in the winter? Then consider retiring in Belize. Ambergris Caye is the country’s biggest island, where you can explore Mayan ruins, as well as typical tropical sports such as windsurfing, sailing, snorkeling, diving, and swimming. Because the official language is English, and residents often speak Spanish and English fluently, you may be able to retire overseas without having to worry about learning another language, if you choose Ambergris Caye. Adding to the charm of the island, most inhabitants get around by golf cart, but be aware that the sparkling azure waters make tourism is a primary industry here. If the relaxed pace of island life sounds idyllic, you may like to know that ambergris is a waxy substance produced by the digestive system of sperm whales that was historically used as a medicament, perfume preservative and food flavoring. File that under ‘good to know’.
Central Valley, Costa Rica
Move to Costa Rica and live a “pura vida,” or pure life. This Central American country boasts a high standard of living, and the locals are known for their friendliness. The climate is tropical all year long, making this the ideal retirement spot for anyone who wants to enjoy fun in the sun rather than frolicking in the snow. The Central Valley, in particular, is popular amongst retirees, as it is the region that surrounds the capital, San Jose. You will be close to the international airport, medical facilities, and shopping. Speaking of medical facilities, Costa Rica is known for providing some of the best health care in all of Latin America, with new hospitals and equipment, as well as highly trained staff. Expats can access the universal, government-run health care system or the private system to cover all of their needs. Plus, when you want to get away from the urban environment, you can easily make your way into the countryside, where you can indulge in some peace and quiet. When you are ready to explore, you can hike through rainforests, or you can lounge on one of the country’s many famous and beloved beaches.
Algarve, Portugal
The Algarve is considered one of the best places in the world for those who are ready to make the most of their retirement. It is the southernmost region in Portugal that boasts a low cost of living that will make it easy for retirees from other parts of the world to make their move into Western Europe. And it is also considered one of the best places to spend your golden years because it features plenty of fun outdoor activities that will keep you moving, such as open-air markets, golf courses and resorts, and Mediterranean beaches. The area is naturally stunning, and it truly has something for everyone. Perfect for retirees who want to feel as though they are on a permanent vacation, Algarve will not disappoint. Plus, when it comes to health care, you can register with the National Health Service (Serviço Nacional de Saúde) to receive your SNS card. This will give you access to public hospitals and health centers, and if you are over 65 years of age, you can access subsidized prescription medications. In an effort to attract expats, Portugal is also offering 10 years tax free on your pension for retirees, which is one incentive you definitely shouldn’t ignore. Check to see if you qualify.
Puerto Vallarta, Mexico
According to International Living, Mexico is now the #1 place to retire. A high number of retirees choose to move to Puerto Vallarta, Mexico, which is a resort town that is found on the country’s Pacific coast. Even though this area does not have the same low cost of living that so many other parts of the world boast, if you are hoping to retire in luxury and live in a beachfront property with easy access to great shopping, high-class restaurants, and top golf courses, this is a destination that you should definitely check out. The area also boasts really fun water sports for adventurous retirees, along with beautiful architecture and sculptures. In addition to its history and water activities, nature lovers will really enjoy the amazing views of the mountains. Some will even compare living in Puerto Vallarta to living in Southern California, so if you want to maintain a lot of the comforts of home, consider this your ideal retirement spot. And in terms of health care, Mexico is yet another popular destination for medical tourism, as the care is affordable yet excellent. From health insurance, to prescriptions and top-rated hospital care, you can expect to pay about half of what you’d pay in the US.
Panama
The living is easy in Panama, which has long been considered one of the best places to retire abroad. A diverse destination filled with interesting people from all over the globe, locals are used to welcoming foreigners, and you can expect to be treated very well. In addition to friendly people, you’ll enjoy all of the perks of modern society and a solid infrastructure. The country has made it simple for foreigners to become residents, and once your paperwork is complete, you will be granted access to a variety of discounts on everything from restaurants and hotels, to travel and health care (by the way, the medical care in Panama City is considered “world-class”). Plus, you can make your new home in a city, by a beach, or on a mountain as you enjoy a pleasant climate that will give you the opportunity to remain active throughout your retirement.
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